If you can't stop the rush you get from speed and purchase a smaller, sportier type of automobile that can tear up the street, you most likely won't be able to discover discount auto insurance. Research by insurance companies prove that smaller vehicle are more likely to be in an accident because the owners of sporty model cars drive their automobiles in ways that make them more vulnerable to accidents. Another reason is that younger drivers who take more risks while driving typically buy these types of automobile because they are not as costly.

Each year, there are statistics looked at by the Insurance Institute for Highway Safety concerning the insurance losses associated with the most popular vehicles. Since insurers use these identical elements to set premiums, knowing how much the insurance for a automobile will cost prior you but it may save you from making an expensive mistake. In 2008, the Institute rated
the Mitsubishi Lancer,the Subaru Impreza WRX, the Hyundai Tiburon and the Scion tC among the top 5 most costly automobiles to insure.


Surprisingly, the vehicle that leads the way on the Institute's list, is the Cadillac Escalade, it is a luxury SUV commonly owned by a more affluent and older driver. So what causes this vehicle to be so expensive to get insurance for? Car thieves love the Cadillac Escalade. The truck has become a status figure because of its relationship with hip hop stars and ballers, making it one of the most desirable SUV's among thieves, this causes the comprehensive coverage for this vehicle to costs six times more than the national average.

Of course, if you want to know about the most costly car to get insurance coverage for, then you will normally get around to talking about the least pricey to insure. If you are trying to minimize your insurance cost, look for the more recent versions of what is known as a ˇ°family car. Vehicles that fall into this list are usually mid-size SUV's, minivans and four door cars. The people who usually buy these ˇ°family cars have a strong reputation for cherishing safety. These cars are less likely to be used as your commuting car, therefore, avoid the risk associated with rush hour traffic. Some of the most affordable automobiles to insure include the Subaru Outback, the Buick Rendezvous, the Honda Pilot, and the Chrysler Town & Country.

The Ford Taurus, a med-sized four door, topped the list. Insurance companies love Taurus owners because they prize safety above all other things. Vehicles like the Taurus are parked carefully away in garages when not driven, also minimizing their risk of theft. Additionally, car thieves usually don't try to find these kinds of vehicles, which in turn increases their value to insurance companies.

Before you go out and buy your next automobile, consider the following tips:

* When getting free insurance quotes ask your insurance company if any of the cars you are considering have higher premiums then the average car.
* Ask if any of the the cars you are considering have a bigger chance of being stolen or cost more to repair.
* More pricey vehicles commonly come with a higher insurance cost so you may want to think about avoiding these.
* Safety saves you money. Look at results from crash tests, the likelihood of rollovers, if any recalls are in place and consumer complaints.